Frequently Asked Questions jewelry appraisal

Prior to the appraisal appointment:

• Clean your jewelry or have it cleaned.  This will save time so that we can spend more time examining your jewelry rather than cleaning it.
• Gather together any sales receipts, laboratory reports, and old appraisals that you might have.  These are the provenance, or history, of your pieces.  For post-loss situations, photographs of the pieces or you wearing the pieces is a great help in establishing provenance. 
• For insurance replacement appraisals, call your insurance company and review what type of policy you have and the limits are.  Some lower-value items may fall under “household contents” and may not require an appraisal – saving you time and money.

During the appraisal appointment:

• First, we will review your needs and your jewelry to make sure that we are all “on the same page” so that the appraisal or consultation will best meet your needs.
• Since we are mobile appraisers, we set-up our equipment where it is most convenient for you – usually a dining table or kitchen counter.  All we need is access to a power outlet.  We bring everything else that we need to conduct the appraisal.
• Then it is time to get to work!  For each piece, we will:
• Weight item
• Measure item length, width, depth
• Test & identify gemstones
• Plot diamonds, as needed
• Extensive photography of item
• Document item condition
• Review item documentation                                         
• Determine / test metals                                                  
• Document manufacturing techniques
• Measure & estimate weights of gemstones               
• Determine gemstone color, clarity, cut 
• Document trademarks, hallmarks, & circa date
• During the appraisal process, you are encouraged to ask us what we are doing, how we are doing it and why we are doing it.  Part of our goal is for you to learn more about the jewelry you own.
• When all items are examined, we pack all of our equipment and let you get on with your day. We create the appraisal report, usually in one to two days (depending on the number of items), and will email you a PDF version of the report and mail you a hard copy of the report via USPS.  Once you have had a chance to review your appraisal, if you have any questions, we can discuss them.  Our goal is that you understand what you own and its value.   

 A professionally written appraisal begins with a Cover Page and Scope of Work section detailing clients information, the documents objective, function and the type of value being sought. Next, you’ll find the body of the report containing a detailed description of the composition, quality and monetary value of your jewelry along with several photographs. Additionally, you’ll find sections detailing Assumptions and Limiting Conditions, a Confidentiality Statement, Privacy Statement, Certification of Appraisal Practice and a list of gemological equipment available to use during the examination. 

It will take roughly thirty minutes to set up my equipment and answer any questions you might have. For an Insurance Appraisal, examination time depends on the complexity of the piece and can take between 20 - 45 minutes for a full examination of each item. For Estate Appraisals, you can expect 4-6 items reviewed per hour.   

For individual item insurance appraisals, I will have a detailed report emailed to you when the examination is completed.  For unique or antique pieces requiring deeper research, you can expect a finished appraisal on the spot. For or an Estate Appraisal turnaround depends on the size of the estate and can take up to 1-2 days for a finished report.  

 An Independent Appraiser is one who does not buy or sell jewelry and has no interest in the jewelry being appraised.  This means that the appraiser has no conflict of interest which might tend to prevent creating a fair and unbiased appraisal.  Some insurance companies and legal situations require an independent appraiser to conduct the appraisal so as to avoid conflicts of interest or over-valued appraisals that might lead the jewelry buyer to think that they got “the deal of the century” on their jewelry purchase, (when they really didn’t) 

StoneKraftsman LLC is an independent jewelry appraisal service. We provide you with an independent, impartial analysis of your jewelry. We’re an unbiased third-party expert in appraisals, separate from buyers and sellers.

 The jewelry market is riddled with synthetics, imitations, and enhancements that lead to fraud and deception. We educate you so you can avoid these pitfalls.

We guarantee you the highest level of services by maintaining professional certifications and accreditations yearly. At StoneKraftsman LLC, we prioritize your satisfaction and strive to exceed your expectations.